FAQs

What is a Mortgage Broker?
A Mortgage Broker or Advisor is someone who can deal with many different main stream banks (in many cases your existing lender) as well as other second tier lenders to get you the home loan that best suits your needs.

What will it cost me to use a Mortgage Broker?
Nothing the service is FREE. There are no costs for the Broker’s service and no hidden costs from the bank.

How does the Broker get paid?
The bank pays the Mortgage Broker a commission based upon the amount of the lending and this is not in anyway passed onto the client through the loan. (Some second tear lenders do charge a brokerage fee).

How long does the process take?
Under normal circumstances the turn around time for a straight forward lending scenario is approximately 48 hours on average. We have been known to obtain approvals within three hours.

Is it a one off experience?
No definitely not. We offer an on-going service to all of our clients. We can deal with the re-fix of your interest rates when they expire, re-financing and topping up the amount of your home loan. We can also arrange future finance for purchasing investment property and bridging finance for when selling and buying to up grade or downsize.

We pride ourselves in making business personal and maintaining on-going relationships with all of our clients so for personal service with a smile please don’t hesitate to give us a call.